Product Templates
Pre-configured parametric insurance templates. Clone and customize for rapid product creation.
Rainfall Deficit - Kharif Crops
Agriculture
Protects against drought conditions during monsoon season. Ideal for rice, cotton, soybean.
Weather Index
Rainfall (mm)
< 50mm cumulative in 30-day window
Rainfall Excess - Flood Protection
Agriculture
Protects against excessive rainfall and waterlogging during monsoon. For paddy, sugarcane.
Weather Index
Rainfall (mm)
> 300mm cumulative in 7-day window
Frost Protection - Rabi Crops
Agriculture
Protects wheat, potato, mustard against frost damage during winter months.
Weather Index
Temperature (°C)
< 2°C minimum temperature for 3+ consecutive days
Heat Stress Protection
Agriculture
Protects against extreme heat during critical flowering stage. For wheat, cotton.
Weather Index
Temperature (°C)
> 42°C maximum temperature for 5+ days
Satellite Crop Health (NDVI)
Agriculture
Satellite-based crop failure detection using NDVI deviation from historical normal.
Vegetation Index (NDVI/EVI)
NDVI (Vegetation Index)
NDVI < 80% of 5-year average for the location
Composite Multi-Peril
Agriculture
Combined rainfall + temperature + NDVI index for comprehensive crop protection with lower basis risk.
Composite Index
Composite (Weighted)
Weighted score < threshold across multiple parameters